Skip to content
Monday – Friday, 8am – 5pm Central Call 1-800-755-EXIT (3948)

Guide

Can I Just Stop Paying My Timeshare?

You can stop paying, but it rarely ends the timeshare cleanly. The resort can charge late fees, send your account to collections, report it to credit bureaus and, for deeded timeshares, pursue foreclosure. A structured exit is usually safer for your credit and your peace of mind.

By the Guardian Group team · Updated

What the resort can do

Resorts have collection departments and legal teams. Unpaid maintenance fees keep accruing, and the debt may follow you for years.

This guide is general information, not legal advice. Every contract is different. Review yours or talk with us about your situation.

More guides

Take the first step

We handle all of the heavy lifting.

It's up to you to make the call. Talk with a real person, Monday through Friday, 8am to 5pm Central.